Finance
Auto Loans
The DeMontrond Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Cleveland, Splendora, and New Caney to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Cold Spring to Shepherd. Whether you are right down the road or an hour away from Cleveland you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The DeMontrond Ford loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the DeMontrond Ford finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Texas banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
On-Site Vehicle Financing & Ford Leasing DeMontrond Ford
At DeMontrond Ford, we believe the hardest part of buying your next car should be picking the right model and color. When it comes to financing, we want to make it as easy as possible for you. Our team of finance experts is equipped to exceed expectations by giving you all the information you need to make your next purchase. Whether you’re looking to lease, finance, or trade-in, we’ll make sure you have all the options in front of you. Our Cleveland Ford dealership serves customers from the Houston metro, the state of Texas, and beyond. Whether you are from Humble and the Houston metro area or out in Livingston or Conroe, our team is ready to help with your next purchase. If you’ve had your eye on a particular Ford model for a while, take the next steps with our online finance application today!
Finance or Lease a Ford Truck?
Most folks opt to finance or lease their vehicle. Both have some distinct advantages, but both also have drawbacks. Let’s start with leasing. The biggest advantage of leasing is that Ford leases are typically cheaper than financing. Monthly payments are lower, allowing you to spec into different trim levels and models. You’re also covered by the warranty, plus normal wear and tear is also covered. Leases are typically shorter, helping you get into a new Ford model more quickly! The biggest downside of leasing is that you don’t own the vehicle and aren’t building equity with your payments. There are also mileage restrictions with a fee structure should you go over the mileage limit. If you’re interested in leasing, contact us to learn more about our Ford lease specials!
On the flip side, when you finance a vehicle, it’s your name on the deed. Every time you make a monthly payment, you’re building equity in the car, allowing you to resell it and recover that equity in the future. There’s much more freedom to customize the Ford, and you determine when to bring it in for service. The biggest downside is that monthly payments are higher when you purchase, as it represents more risk to the dealership. If you’re unsure which makes the most sense, check out our full Leasing vs. Buying Guide!
Ford Financial Services
Beyond leasing and financing, our team can also help you trade in your current vehicle for credit toward your new Ford Bronco or F-150. If you’d like an instant cash offer for your model, click here to see what your car is worth. If you trade in your model for a new one, you’ll get a Ford credit, significantly lowering your new vehicle's cost. Use our trade-in calculator in conjunction with our payment calculator to get a better sense of which models and trim levels make the most sense for you. Not sure what you need to bring when you’re ready to purchase your next Ford? We’ve got you covered here! We’re here to answer all your questions, ensuring it's as easy as possible to get into your dream Ford. Get pre-qualified for auto loans at our Ford dealership near Houston, TX, using our online application.
How Does Credit Score Impact a New Car Purchase?
The biggest source of anxiety for most car buyers is how their credit score will impact their purchase. Let’s break it down into three categories:
- “I’ve never missed a payment!” - We can help folks with great to very good credit scores access the best interest rates available with competitive used and new vehicle MSRPs.
- “I’ve missed a payment here and there.” - Most buyers fall into this category, ranging from fair to good. While your interest rate may not be as strong as folks with a credit score of over 800, we can still qualify you for competitive rates.
- “I’m working on rebuilding my credit.” - If you’ve been turned down by other lenders, have no fear. We have programs designed to get you into affordable transportation and rebuild your credit through consistency. Our team is able to qualify most car buyers.
Get Pre-Approved at DeMontrond Ford of Cleveland, TX
From competitive rates and quick approvals to extended warranty programs, our finance team works hard to ensure you drive away in a car you love. Take a few minutes to get pre-approved for Ford leases and financing at DeMontrond Ford.